Two months ago, I wrote about the wonders of having a Visa debit card. I talked about the convenience, the speed and the power that it gives you without having to worry about bringing a loadful of cash in your bag. Sad to say, our environment is not that safe and we go out having to be mindful of pick-pockets and snatchers all the time.
After writing that entry, I had the privilege of using my very own Visa debit card powered by Unionbank. Signing up for it was so easy! I simply filled up the form, presented two valid IDs and within weeks I finally got my very own debit card! I loaded up my card with a small amount and this became my emergency cash from that point on. The best thing is there is no minimum maintaining balance needed so you can deposit as much as you want and leave it empty without the fear of losing your account or incurring interest fees.
Let me share with you three amazing things that you can do with your VISA debit card:
1) Swipe it!
I am in dire need for a new pair of sturdy flipflops that will be my walking companion here and abroad. You see, I love wearing flipflops as it’s light and pretty much easy to maintain. I really get to over-use my flipflops as I bring them with me wherever I go. Since I will be traveling soon, I know I need a new pair as my old ones are pretty much worn out.
Finally, I found the one! It was during one of my impromptu shopping trips with Paul when we saw a cute pair of bejeweled Fitflops sandals! I’ve always wanted a pair of Fitflops and the moment I saw it on the glass display, we immediately headed inside the store and asked the sales clerk to get me a pair to try on. Guess what, I found out that it was actually the last stock they have!
I tried it on and just how the glass slippers fit perfectly into Cinderella’s feet, this particular Fitflop was the right size for me. What great luck! I didn’t waste any time and I told the sales clerk to wrap it up right away. It was only when I opened my wallet and realized that I was Php. 500 short in cash. Drat! It will take me forever to head to the nearby ATM machine to withdraw money! Good thing, I saw my Unionbank Visa Debit Card and I happily pulled it out and handed it over to the cashier.
In less than 3 minutes and a few swipes on the card terminal, I signed my first debit charge slip and I am now a proud owner of my first ever Fitflops! Yay!
2) Click it!
I honestly think that whoever has created the first ever groupon site is a genius! Imagine allowing food lovers like me to be able to try a new restaurant at a lower price. It has also made traveling more affordable too!
Since everything is done online, it’s easy to use the Visa debit card in making purchases in groupon sites! Just recently, I purchased a few coupons for me and my family using my Unionbank Visa Debit Card. The process is very much similar to using a credit card only the amount immediately gets deducted and I don’t have to wait for another month to pay for my purchase. That’s a speedy way to choose, click and buy!
3) Cash it!
While I love shopping and dining at weekend markets, one challenge that I always have to deal with is the lack of a credit card facility thus every single purchase – big or small – should be paid in cash. With that, I have to make sure that my wallet is ready every time I plan to visit a weekend market.
Since my Unionbank Visa Debit Card works both like a credit card and an ATM card, I didn’t have to worry. All I have to do was to head to the nearest Unionbank branch in my neighborhood and withdraw some cash.
I can also check my current balance through the machine too! It was really convenient and I was able to head over to my favorite weekend market with enough cash to spend!
These are just three of the basic things that you can do with your Visa Debit Card. In addition to all these, you can use your card to pay your bills, transfer funds and a lot more! So have fun and go swipe, click and cash away!!