Frannywanny

Finally, the judges have spoken! After going through more than 32 valid entries and choosing my top 3 entries, the judges from our dear sponsor, Unionbank have finally chosen THE ONE ! CONGRATULATIONS TO..... Joy S. Cabaltera ! She's the lucky reader who will be receiving Php. 5,000 CASH from Unionbank ! :) Thank you everyone for joining my very first contest for 2012! Watch out for another exciting one coming very soon! Joy, please expect an email from me within the day.

This 2012 marks my 7th year of being part of the corporate world. It all began last July 1, 2005 – exactly 15 days after my college graduation where I entered my very first office in Libis. I was a very new, and pretty young Marketing Services Officer for an international hardware brand (yes, I’m talking power tools, paints and woodworks) then. I can still remember how tiny my salary was back then that I would still rely on my parents to pay for my basic necessities. Thank God for giving me extremely generous parents. :) With my low salary, I could hardly budget nor save for the rainy days. It really felt like me getting my school allowance only it comes twice a month not weekly. When I moved on to my second job, it was then that I was able to enjoy more luxury and at the same time learned how to budget my money wisely. Believe it or not, it was only then that I had my very first bank account. It was then that I learned the value of money and the importance of it. Now that I’m m...